Est. Melbourne · Considered Finance
Mortgage & Finance Broker · Essendon North

Melbourne Mortgage Broker · National Mortgage Solutions · Home Loans, Refinancing & Investment Lending

National Mortgage Solutions (NMS) is a mortgage and finance broker based in Essendon North, Melbourne, led by Bushra Yousif and a team with over 20 years of combined industry experience. We work with clients across Australia who treat their borrowing decisions with the same care they bring to the rest of their lives.

Reserve a Consultation Our Services
Our Approach

A quieter kind of brokerage.

We don't move fast and break things. We listen first, model the options carefully, and recommend the lender and structure that actually fits your circumstances.

National Mortgage Solutions was founded on a simple belief: the best financial decisions are made slowly, by people who genuinely understand your position. Whether you're a first home buyer in Essendon, refinancing in Brunswick, expanding a business in Footscray, or financing an asset in the Melbourne CBD — the work is the same. Listen. Analyse. Recommend. Execute.

We're licensed under outsource Financial, Australia's largest mortgage aggregator, with access to over forty lenders. But access isn't the differentiator. Judgement is.

Considered interior architecture
Essendon North · Melbourne · VIC Considered conversations.
Carefully crafted outcomes.
What We Arrange

Six disciplines.
One standard.

Every engagement begins with a conversation, not a calculator. We assess your full circumstance before recommending any lender or product.
01 —

Home Loans

Owner-occupier and investment lending across Melbourne. Pre-approval, purchase, refinance, and equity release.
02 —

Commercial Finance

Commercial property acquisition, development funding, and refinance for established Melbourne businesses.
03 —

Business Loans

Working capital, equipment finance, and growth funding for Australian SMEs. Simple to complex multi-facility.
04 —

Asset Finance

Equipment, plant, and machinery finance. Chattel mortgages, leasing, and rental options structured for tax efficiency.
05 —

Car Loans

New and used vehicle finance for individuals and businesses. Competitive rates from prime lenders.
06 —

Personal Loans

Debt consolidation, home improvements, and major personal expenses. Honest advice on whether borrowing is right.
Our Lender Panel

Access to over forty lenders.

Through our aggregator outsource Financial, NMS has access to a comprehensive panel of major banks, second-tier lenders, non-bank lenders, and specialist finance providers. The right loan for you depends on your circumstances — and we'll find it from across the panel below.

AMP
Auswide Bank
Bank of Melbourne
Bank of Queensland
Heritage Bank
ING
ME Bank
MyState
NAB
St George Bank
Suncorp Bank
Westpac
Firstmac
La Trobe Financial
Pepper Money
Resimac

NMS holds accreditation with these lenders through our aggregator, outsource Financial. Lender logos are the property of their respective owners and are displayed to indicate NMS's panel access. Our full lender accreditations are listed in our Credit Guide.

15+
Years Industry
Experience
30+
Lenders
On Panel
6
Lending
Disciplines
You.
Your Interests,
Not The Bank's
Areas We Serve

Melbourne home. Australia-wide reach.

From our office at 188 Keilor Road, Essendon North, NMS works with clients across Australia. As a Melbourne brokerage we bring particular depth across the city’s inner west, north, north-west, inner south, and surrounding suburbs — and we work remotely with clients Australia-wide by video and phone.

Inner North-WestOur local patch

Northern Growth CorridorThe new north

Inner NorthAcross the city

Inner WestAcross the Maribyrnong

Inner East & SouthThe wider radius

Tools & Calculators

Run your numbers.

Accurate calculators to help you plan — estimate repayments, borrowing power, stamp duty across every Australian state, and more.

01

Mortgage Calculators

Six calculators in one place — repayments, borrowing power, LMI, refinance savings, and extra repayments.

Open the calculators →
02

Stamp Duty Calculator

Calculate land transfer duty for any state or territory — with first home buyer concessions, grants, and surcharges.

Calculate stamp duty →
03

Melbourne Mortgage Guide

Calculators and guidance tailored specifically for Melbourne borrowers and the Victorian market.

Explore the guide →

These calculators are for illustrative purposes only. They do not constitute credit, financial, or tax advice, and are not a guarantee of loan approval or borrowing eligibility.

The right loan isn't the one a comparison site ranks first. It's the one that fits your circumstances, your timeframe, and the version of your life that's still being written.

Bushra Yousif · Managing Director & Senior Finance Broker, NMS
Frequently Asked

A few good questions.

NMS is based at 188 Keilor Road, Essendon North VIC 3041 and works with clients across Australia. In-person meetings at our office or at your home/business across Melbourne; video and phone consultations available Australia-wide.
We arrange home loans (purchase and refinance), commercial finance, business loans, asset finance, car loans, and personal loans. We work with over 30 lenders through outsource Financial.
Yes. National Mortgage Solutions Pty Ltd (Credit Representative 535893) is authorised under Australian Credit Licence 384324, held by outsource Financial Pty Ltd. Bushra Yousif is also a current member of the Finance Brokers Association of Australia (FBAA). We operate under the National Consumer Credit Protection Act 2009 and are bound by Best Interests Duty obligations.
In most home loan scenarios, NMS is paid commission directly by the lender — meaning our service is at no cost to you. For complex commercial or specialist finance arrangements, a fee may apply and will be disclosed transparently in writing.
Submit the enquiry form below, call 0493 007 245, or email admin@nms.net.au.
Begin a Conversation

Let's start properly.

Share a few details and we'll be in touch personally — usually within one business day. There's no obligation, no pressure. Just a real conversation about what you're considering and how we might help.

Direct
0493 007 245
Email
admin@nms.net.au
Office
188 Keilor Road
Essendon North VIC 3041
Hours
Monday – Friday
By appointment
Enquiry Form

Tell us a little about
what you're considering.

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